If you are looking to purchase a property, invest, renovate or refinance then engaging the services of a mortgage broker can help maximise your chances of obtaining a loan, rather than going directly to a bank.
When it comes to dealing with banks and loans it can become quite complicated very quickly and you need to be well prepared in order to meet the needs of your loan institution and to ensure you are receiving a deal that will be financially manageable for the foreseeable future.
Our firm understands all aspects of the financial industry and as we manage so many facets, we can offer a unique perspective while also saving you time, money and stress with a streamlined process.
There are many steps to take in order to obtain your loan, regardless of whether it is a new one or you are refinancing, and our brokers can take you through each step, guiding you and ensuring you have everything you need.
Setting yourself up prior to application is a key factor in helping you secure your loan. You may need to consider how much you have saved for a deposit, consolidate other loans or eliminate debt and ensure you have a good credit rating.
Once it comes to the application process, there are steps throughout the process that will be followed:
- Initial appointment/interview
- Loan application
- Lender assessment
- Conditional approval
- Valuation
- Receipt of unconditional approval
- Receipt of mortgage documents
- Settlement
Not affiliated with one particular bank or lender we are able to offer you completely unbiased and impartial advice, in order to secure you the very best loan, that is most suited to your needs.
Offering and end-to-end service, we will work closely with you, ensuring that we take all of your requirements into consideration ensuring and make certain that you are completely satisfied with the end result.
